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FGN Savings Bond Calculator
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Minimum ₦5,000 · Maximum ₦50,000,000
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Current 3-year FGN Savings Bond rate (approx). Edit to match your actual offer rate.
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Understanding FGN Savings Bonds & Longer-Tenor Bonds
🏰 2 & 3-Year Savings Bonds
Sold monthly by the DMO. Accessible to retail investors from ₦5,000. Ideal for medium-term savings with regular coupon income.
📈 5, 7 & 10-Year Bonds
Longer-tenor FGN bonds typically offer higher coupon rates to compensate for the extended lock-in period. Available through stockbrokers and the secondary market.
💵 Regular Coupon Income
Unlike T-Bills, FGN bonds pay regular coupon (interest) throughout the tenor — quarterly, semi-annually, or annually depending on the issue.
🔒 Government Guaranteed
Backed by the full faith of the Federal Government of Nigeria. Zero default risk. Your principal is fully returned at maturity.
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